Snapshot · Russell 3000 · generated 2026-11-11 21:49 UTC

UPST — Upstart Holdings, Inc.

UNDERVALUED (MOS +45.7%) · Quality 63/100

Value Score 30 days ago: 10.4 → today 50

UPST - Upstart Holdings, Inc.
Data generated 2026-11-11 21:49 UTC (nightly scan, universe: Russell 3000).
Price: 20.56 USD
Intrinsic value: 37.83 USD
Margin of safety: +45.7%
Implied growth (reverse DCF): +7.5% (model assumes +17.6%)
Valuation: UNDERVALUED
Value Score: 50
Quality: 63/100
Moat score: 31.2 (erosion: none)
UNDERVALUED (MOS +45.7%) - Quality 63/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/UPST
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

20.56

Intrinsic value

37.83

Margin of safety

+45.7%

Implied growth (reverse DCF)

+7.5%

model assumes +17.6%

Value Score

Quality

Psychology

32.8

Discovery

25.9

price/volume attention only

Moat score

31.2

erosion: none

Value Score: top 6% of Russell 3000 · Quality: top 30%

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Common questions

Is UPST undervalued?

As of 2026-11-11, UPST trades at 20.56 against a computed intrinsic value of 37.83 (+45.7% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Upstart Holdings, Inc.'s Value Score?

Upstart Holdings, Inc.'s Value Score is 50 as of 2026-11-11 - it combines value, quality, crowd psychology and market attention into one number.