Snapshot · Russell 3000 · generated 2026-10-16 03:47 UTC

SYF — Synchrony Financial

UNDERVALUED (MOS Model unreliable) · Quality 63/100

SYF - Synchrony Financial
Data generated 2026-10-16 03:47 UTC (nightly scan, universe: Russell 3000).
Price: 74.04 USD
Intrinsic value: 301.25 USD
Margin of safety: Model unreliable
Implied growth (reverse DCF): -25.9% (model assumes +11.9%)
Valuation: UNDERVALUED
Value Score: 45.2
Quality: 63/100
Moat score: 72.7 (erosion: none)
UNDERVALUED (MOS Model unreliable) - Quality 63/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/SYF
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

74.04

Intrinsic value

301.25

Margin of safety

Model unreliable

Implied growth (reverse DCF)

-25.9%

model assumes +11.9%

Value Score

45.2

Quality

Psychology

8.2

Discovery

15.4

price/volume attention only

Moat score

72.7

erosion: none

Value Score: top 14% of Russell 3000 · Quality: bottom 42%

Dividend: 1.24/share (TTM) · yield 1.7% · payout 13%

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Common questions

Is SYF undervalued?

As of 2026-10-16, SYF trades at 74.04 against a computed intrinsic value of 301.25 (+75.4% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Synchrony Financial's Value Score?

Synchrony Financial's Value Score is 45.2 as of 2026-10-16 - it combines value, quality, crowd psychology and market attention into one number.

Does SYF pay a dividend?

Yes - SYF's trailing twelve-month dividend is 1.24/share, a yield of 1.7% at the current price (as of 2026-10-16).