Snapshot · Russell 3000 · generated 2026-09-19 21:52 UTC

OSBC — Old Second Bancorp, Inc.

UNDERVALUED (MOS +64.1%) · Quality 63/100

OSBC - Old Second Bancorp, Inc.
Data generated 2026-09-19 21:52 UTC (nightly scan, universe: Russell 3000).
Price: 24.99 USD
Intrinsic value: 69.59 USD
Margin of safety: +64.1%
Implied growth (reverse DCF): -4.6% (model assumes +8.6%)
Valuation: UNDERVALUED
Value Score: 44
Quality: 63/100
Moat score: 52.4 (erosion: none)
UNDERVALUED (MOS +64.1%) - Quality 63/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/OSBC
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

24.99

Intrinsic value

69.59

Margin of safety

+64.1%

Implied growth (reverse DCF)

-4.6%

model assumes +8.6%

Value Score

Quality

Psychology

3.3

Discovery

price/volume attention only

Moat score

52.4

erosion: none

Value Score: top 25% of Russell 3000 · Quality: top 29%

Dividend: 0.28/share (TTM) · yield 1.1% · payout 16%

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Common questions

Is OSBC undervalued?

As of 2026-09-19, OSBC trades at 24.99 against a computed intrinsic value of 69.59 (+64.1% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Old Second Bancorp, Inc.'s Value Score?

Old Second Bancorp, Inc.'s Value Score is 44 as of 2026-09-19 - it combines value, quality, crowd psychology and market attention into one number.

Does OSBC pay a dividend?

Yes - OSBC's trailing twelve-month dividend is 0.28/share, a yield of 1.1% at the current price (as of 2026-09-19).