Snapshot · Russell 3000 · generated 2026-11-11 21:49 UTC

OSBC — Old Second Bancorp, Inc.

FAIR (MOS +5.9%) · Quality 70/100

Value Score 30 days ago: 42.8 → today 32.7

OSBC - Old Second Bancorp, Inc.
Data generated 2026-11-11 21:49 UTC (nightly scan, universe: Russell 3000).
Price: 25.1 USD
Intrinsic value: 26.66 USD
Margin of safety: +5.9%
Implied growth (reverse DCF): -0.4% (model assumes +9.4%)
Valuation: FAIR
Value Score: 32.7
Quality: 70/100
Moat score: 34.2 (erosion: none)
FAIR (MOS +5.9%) - Quality 70/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/OSBC
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

25.1

Intrinsic value

26.66

Margin of safety

+5.9%

Implied growth (reverse DCF)

-0.4%

model assumes +9.4%

Value Score

32.7

Quality

Psychology

0.8

Discovery

price/volume attention only

Moat score

34.2

erosion: none

Value Score: top 34% of Russell 3000 · Quality: top 16%

Dividend: 0.29/share (TTM) · yield 1.2% · payout 13%

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Common questions

Is OSBC undervalued?

As of 2026-11-11, OSBC trades at 25.1 against a computed intrinsic value of 26.66 (+5.9% margin of safety) - StocksDeepDive's valuation label for this is FAIR. This is a described calculation from public data, not a recommendation.

What is Old Second Bancorp, Inc.'s Value Score?

Old Second Bancorp, Inc.'s Value Score is 32.7 as of 2026-11-11 - it combines value, quality, crowd psychology and market attention into one number.

Does OSBC pay a dividend?

Yes - OSBC's trailing twelve-month dividend is 0.29/share, a yield of 1.2% at the current price (as of 2026-11-11).