Snapshot · S&P 1500 · generated 2026-09-02 21:22 UTC

NBTB — NBT Bancorp Inc.

UNDERVALUED (MOS +63.6%) · Quality 69/100

NBTB - NBT Bancorp Inc.
Data generated 2026-09-02 21:22 UTC (nightly scan, universe: S&P 1500).
Price: 51.21 USD
Intrinsic value: 140.62 USD
Margin of safety: +63.6%
Implied growth (reverse DCF): -3.7% (model assumes +9.2%)
Valuation: UNDERVALUED
Value Score: 39.2
Quality: 69/100
Moat score: 29.5 (erosion: none)
UNDERVALUED (MOS +63.6%) - Quality 69/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/NBTB
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

51.21

Intrinsic value

140.62

Margin of safety

+63.6%

Implied growth (reverse DCF)

-3.7%

model assumes +9.2%

Value Score

39.2

Quality

Psychology

4.7

Discovery

price/volume attention only

Moat score

29.5

erosion: none

Value Score: top 20% of S&P 1500 · Quality: top 26%

Dividend: 1.51/share (TTM) · yield 3.0% · payout 37%

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