Snapshot · Russell 3000 · generated 2026-09-19 21:52 UTC

LOB — Live Oak Bancshares, Inc.

UNDERVALUED (MOS +69.4%) · Quality 67/100

LOB - Live Oak Bancshares, Inc.
Data generated 2026-09-19 21:52 UTC (nightly scan, universe: Russell 3000).
Price: 38.25 USD
Intrinsic value: 125.02 USD
Margin of safety: +69.4%
Implied growth (reverse DCF): +3.8% (model assumes +20.0%)
Valuation: UNDERVALUED
Value Score: 48.1
Quality: 67/100
Moat score: 11.3 (erosion: none)
UNDERVALUED (MOS +69.4%) - Quality 67/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/LOB
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

38.25

Intrinsic value

125.02

Margin of safety

+69.4%

Implied growth (reverse DCF)

+3.8%

model assumes +20.0%

Value Score

48.1

Quality

Psychology

12.5

Discovery

16.7

price/volume attention only

Moat score

11.3

erosion: none

Value Score: top 12% of Russell 3000 · Quality: top 20%

Dividend: 0.12/share (TTM) · yield 0.3% · payout 4%

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Common questions

Is LOB undervalued?

As of 2026-09-19, LOB trades at 38.25 against a computed intrinsic value of 125.02 (+69.4% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Live Oak Bancshares, Inc.'s Value Score?

Live Oak Bancshares, Inc.'s Value Score is 48.1 as of 2026-09-19 - it combines value, quality, crowd psychology and market attention into one number.

Does LOB pay a dividend?

Yes - LOB's trailing twelve-month dividend is 0.12/share, a yield of 0.3% at the current price (as of 2026-09-19).