Snapshot · Russell 3000 · generated 2026-11-11 21:49 UTC

IBCP — Independent Bank Corporation

UNDERVALUED (MOS +46.0%) · Quality 62/100

Value Score 30 days ago: 41.3 → today 41.4

IBCP - Independent Bank Corporation
Data generated 2026-11-11 21:49 UTC (nightly scan, universe: Russell 3000).
Price: 36.74 USD
Intrinsic value: 68.07 USD
Margin of safety: +46.0%
Implied growth (reverse DCF): +1.0% (model assumes +17.9%)
Valuation: UNDERVALUED
Value Score: 41.4
Quality: 62/100
Moat score: 54.5 (erosion: none)
UNDERVALUED (MOS +46.0%) - Quality 62/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/IBCP
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

36.74

Intrinsic value

68.07

Margin of safety

+46.0%

Implied growth (reverse DCF)

+1.0%

model assumes +17.9%

Value Score

41.4

Quality

Psychology

-0.2

Discovery

6.9

price/volume attention only

Moat score

54.5

erosion: none

Value Score: top 17% of Russell 3000 · Quality: top 32%

Dividend: 1.12/share (TTM) · yield 3.0% · payout 33%

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Common questions

Is IBCP undervalued?

As of 2026-11-11, IBCP trades at 36.74 against a computed intrinsic value of 68.07 (+46.0% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Independent Bank Corporation's Value Score?

Independent Bank Corporation's Value Score is 41.4 as of 2026-11-11 - it combines value, quality, crowd psychology and market attention into one number.

Does IBCP pay a dividend?

Yes - IBCP's trailing twelve-month dividend is 1.12/share, a yield of 3.0% at the current price (as of 2026-11-11).