Snapshot · Russell 3000 · generated 2026-11-11 21:49 UTC

FISI — Financial Institutions, Inc.

FAIR (MOS +1.6%) · Quality 60/100

Value Score 30 days ago: 30.1 → today 27.7

FISI - Financial Institutions, Inc.
Data generated 2026-11-11 21:49 UTC (nightly scan, universe: Russell 3000).
Price: 39.9 USD
Intrinsic value: 40.55 USD
Margin of safety: +1.6%
Implied growth (reverse DCF): +30.4% (model assumes +6.0%)
Valuation: FAIR
Value Score: 27.7
Quality: 60/100
Moat score: 29.5 (erosion: none)
FAIR (MOS +1.6%) - Quality 60/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/FISI
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

39.9

Intrinsic value

40.55

Margin of safety

+1.6%

Implied growth (reverse DCF)

+30.4%

model assumes +6.0%

Value Score

27.7

Quality

Psychology

3.7

Discovery

5.8

price/volume attention only

Moat score

29.5

erosion: none

Value Score: top 49% of Russell 3000 · Quality: top 36%

Dividend: 1.27/share (TTM) · yield 3.2% · payout 31%

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Common questions

Is FISI undervalued?

As of 2026-11-11, FISI trades at 39.9 against a computed intrinsic value of 40.55 (+1.6% margin of safety) - StocksDeepDive's valuation label for this is FAIR. This is a described calculation from public data, not a recommendation.

What is Financial Institutions, Inc.'s Value Score?

Financial Institutions, Inc.'s Value Score is 27.7 as of 2026-11-11 - it combines value, quality, crowd psychology and market attention into one number.

Does FISI pay a dividend?

Yes - FISI's trailing twelve-month dividend is 1.27/share, a yield of 3.2% at the current price (as of 2026-11-11).