Snapshot · Russell 3000 · generated 2026-11-11 21:49 UTC

COFS — ChoiceOne Financial Services, Inc.

EXPENSIVE (MOS -22.5%) · Quality 59/100

Value Score 30 days ago: 21.7 → today 15.4

COFS - ChoiceOne Financial Services, Inc.
Data generated 2026-11-11 21:49 UTC (nightly scan, universe: Russell 3000).
Price: 36.67 USD
Intrinsic value: 29.94 USD
Margin of safety: -22.5%
Implied growth (reverse DCF): +10.7% (model assumes +6.0%)
Valuation: EXPENSIVE
Value Score: 15.4
Quality: 59/100
Moat score: 11.3 (erosion: none)
EXPENSIVE (MOS -22.5%) - Quality 59/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/COFS
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

36.67

Intrinsic value

29.94

Margin of safety

-22.5%

Implied growth (reverse DCF)

+10.7%

model assumes +6.0%

Value Score

15.4

Quality

Psychology

-13.8

Discovery

6.8

price/volume attention only

Moat score

11.3

erosion: none

Value Score: bottom 23% of Russell 3000 · Quality: top 38%

Dividend: 1.16/share (TTM) · yield 3.2% · payout 32%

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Common questions

Is COFS undervalued?

As of 2026-11-11, COFS trades at 36.67 against a computed intrinsic value of 29.94 (-22.5% margin of safety) - StocksDeepDive's valuation label for this is EXPENSIVE. This is a described calculation from public data, not a recommendation.

What is ChoiceOne Financial Services, Inc.'s Value Score?

ChoiceOne Financial Services, Inc.'s Value Score is 15.4 as of 2026-11-11 - it combines value, quality, crowd psychology and market attention into one number.

Does COFS pay a dividend?

Yes - COFS's trailing twelve-month dividend is 1.16/share, a yield of 3.2% at the current price (as of 2026-11-11).