Snapshot · Russell 3000 · generated 2026-10-17 22:04 UTC

CBU — Community Financial System, Inc.

UNDERVALUED (MOS +35.4%) · Quality 63/100

CBU - Community Financial System, Inc.
Data generated 2026-10-17 22:04 UTC (nightly scan, universe: Russell 3000).
Price: 60.24 USD
Intrinsic value: 93.32 USD
Margin of safety: +35.4%
Implied growth (reverse DCF): +1.5% (model assumes +12.5%)
Valuation: UNDERVALUED
Value Score: 40.6
Quality: 63/100
Moat score: 29.5 (erosion: none)
UNDERVALUED (MOS +35.4%) - Quality 63/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/CBU
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

60.24

Intrinsic value

93.32

Margin of safety

+35.4%

Implied growth (reverse DCF)

+1.5%

model assumes +12.5%

Value Score

40.6

Quality

Psychology

7.7

Discovery

12.2

price/volume attention only

Moat score

29.5

erosion: none

Value Score: top 24% of Russell 3000 · Quality: top 30%

Dividend: 1.9/share (TTM) · yield 3.1% · payout 44%

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Common questions

Is CBU undervalued?

As of 2026-10-17, CBU trades at 60.24 against a computed intrinsic value of 93.32 (+35.4% margin of safety) - StocksDeepDive's valuation label for this is UNDERVALUED. This is a described calculation from public data, not a recommendation.

What is Community Financial System, Inc.'s Value Score?

Community Financial System, Inc.'s Value Score is 40.6 as of 2026-10-17 - it combines value, quality, crowd psychology and market attention into one number.

Does CBU pay a dividend?

Yes - CBU's trailing twelve-month dividend is 1.9/share, a yield of 3.1% at the current price (as of 2026-10-17).