Snapshot · S&P 1500 · generated 2026-09-02 21:22 UTC

CBU — Community Financial System, Inc.

UNDERVALUED (MOS +73.8%) · Quality 63/100

CBU - Community Financial System, Inc.
Data generated 2026-09-02 21:22 UTC (nightly scan, universe: S&P 1500).
Price: 62.99 USD
Intrinsic value: 240.53 USD
Margin of safety: +73.8%
Implied growth (reverse DCF): -3.4% (model assumes +13.8%)
Valuation: UNDERVALUED
Value Score: 38.6
Quality: 63/100
Moat score: 29.5 (erosion: none)
UNDERVALUED (MOS +73.8%) - Quality 63/100
Source: StocksDeepDive - https://stocksdeepdive.com/s/CBU
Factual information and general commentary only. StocksDeepDive publishes data, model outputs and described calculations from stated inputs. Nothing on this site takes your personal objectives, financial situation or needs into account, and nothing here is financial product advice or a recommendation to buy, hold or sell any security. Model outputs depend entirely on their stated inputs and assumptions. Consider seeking advice from a licensed adviser before acting. Data via Yahoo Finance, Google Trends, StockTwits and NewsAPI; figures may be delayed or revised.

Price

62.99

Intrinsic value

240.53

Margin of safety

+73.8%

Implied growth (reverse DCF)

-3.4%

model assumes +13.8%

Value Score

38.6

Quality

Psychology

11.3

Discovery

8.9

price/volume attention only

Moat score

29.5

erosion: none

Value Score: top 23% of S&P 1500 · Quality: top 44%

Dividend: 1.88/share (TTM) · yield 3.0% · payout 44%

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